Comments on: What is the point of a Medical Aid?

By: Schalk

Schalk — Tue, 07 Jul 2009 13:10:18 +0000

Try Spectramed medical aid. They are a traditional scheme meaning no savings like medical use to work in the good old days. Phone Schalk on 072 128 0306

By: Volker

Volker — Fri, 17 Apr 2009 09:52:16 +0000

On thinkmoney.co.za just make sure you look at the amount of reviews and make sure to look at the natural reviews, not the sponsored ones which come up on top. There’s a couple of good ones as rated by their members. Surprisingly, Bonitas which was found to be the inudustry leader in a survey last year, doesn’t far that well in thinkmoney’s user reviews.

By: Belinda

Belinda — Fri, 30 Nov 2007 19:51:52 +0000

Hello. Have you checked out www.thinkmoney.co.za? they have a great medical aid comparison section showing almost all the plans available from comprehensive to hospital.

im finally dumping Discovery!

bel

By: Belinda

Belinda — Fri, 30 Nov 2007 12:51:52 +0000

Hello. Have you checked out http://www.thinkmoney.co.za? they have a great medical aid comparison section showing almost all the plans available from comprehensive to hospital.

im finally dumping Discovery!

bel

By: Garsen Subramoney

Garsen Subramoney — Thu, 29 Nov 2007 19:22:18 +0000

“how is it possible that a medical aid company only covers 29.5% of hospital procedures?”

You'll get a satisfactory answer to “What is the sound of one hand clapping?” before you get a satisfactory answer to your question.

By: Garsen Subramoney

Garsen Subramoney — Thu, 29 Nov 2007 12:22:18 +0000

“how is it possible that a medical aid company only covers 29.5% of hospital procedures?”

You’ll get a satisfactory answer to “What is the sound of one hand clapping?” before you get a satisfactory answer to your question.

By: Ewan

Ewan — Fri, 23 Nov 2007 02:43:42 +0000

I have to chip in and say ditto. I'm on a hospital plan and my wife comprehensive (we have two young children). I get upset whenever I work out what we are paying out of our pocket, despite paying discovery large sums every month – and we also had to come up with several k for each birth (both were natural, I shudder to think what a C-section would have cost us).

By: Ewan

Ewan — Thu, 22 Nov 2007 19:43:42 +0000

I have to chip in and say ditto. I’m on a hospital plan and my wife comprehensive (we have two young children). I get upset whenever I work out what we are paying out of our pocket, despite paying discovery large sums every month – and we also had to come up with several k for each birth (both were natural, I shudder to think what a C-section would have cost us).

By: Justin Hartman

Justin Hartman — Thu, 22 Nov 2007 18:55:37 +0000

I stand to be corrected here but I remember Vincent Maher telling me that he paid something silly like R30k for his wife's C-section and that's despite being on the comprehensive plan with Discovery.

My wife also just reminded me that the Amnio bill is only half the cost. We're still waiting for the second half of the bill which is around R2500 and I'm sure that's going to be for my account.

If this is the case then the percentage that Discovery would have paid is a mere 23%.... go figure!

By: Fred Roed

Fred Roed — Thu, 22 Nov 2007 18:00:50 +0000

Justin, I feel your pain. We are also with Discovery, and also had a child midway through this year. I pay close to R40k a year on med aid, but even so, since June (when my MSA ran out) I've racked up R14 on medical bills.

Something is telling me that we're taking a beating here…

By: Marc

Marc — Thu, 22 Nov 2007 16:37:45 +0000

Discovery are sharks. In fact medical aids are 1 big scam.Seriously.

When we had our daughter in March, I ended up having to pay in 7 Grand. SEVEN. Out of my own pocket. When my eldest daughter had a minor op earlier this year, which involved quatersing some things on her body, they refused to pay, saying it was cosmetic surgery. FRIKKEN 3 years old ? Go figure. I eventually fought with them, and made them realise that it is impossible to have "cosmetic" surgery on a 3 year old.

There is no way around these okes, and its crazy. We just have to end up paying to ensure our families lives are never put at risk, and we are always covered in the unfortunate case of an accident. Sad but true. Look at discoveries profits in their last financial results, thats even more scary

By: Stii

Stii — Thu, 22 Nov 2007 16:06:10 +0000

Dude, we had that exact same problem. Exact same!

We now cancelled the savings (day-to-day) side of the scheme and are only paying for hospitalization (which was much needed yesterday!).

Instead of paying the medical aid, we're paying it into a savings account instead. Each time we or the kids go to the doctor, we use that to pay for the visits and the meds. Works grand at the moment. At least everything is getting paid and there are no nasty surprises. It also makes you much more conscious of costs...

By: Justin Hartman

Justin Hartman — Thu, 22 Nov 2007 11:55:37 +0000

I stand to be corrected here but I remember Vincent Maher telling me that he paid something silly like R30k for his wife’s C-section and that’s despite being on the comprehensive plan with Discovery.

My wife also just reminded me that the Amnio bill is only half the cost. We’re still waiting for the second half of the bill which is around R2500 and I’m sure that’s going to be for my account.

If this is the case then the percentage that Discovery would have paid is a mere 23%…. go figure!

By: Fred Roed

Fred Roed — Thu, 22 Nov 2007 11:00:50 +0000

Justin, I feel your pain. We are also with Discovery, and also had a child midway through this year. I pay close to R40k a year on med aid, but even so, since June (when my MSA ran out) I’ve racked up R14 on medical bills.

Something is telling me that we’re taking a beating here…

By: Marc

Marc — Thu, 22 Nov 2007 09:37:45 +0000

Discovery are sharks. In fact medical aids are 1 big scam.Seriously.

When we had our daughter in March, I ended up having to pay in 7 Grand. SEVEN. Out of my own pocket. When my eldest daughter had a minor op earlier this year, which involved quatersing some things on her body, they refused to pay, saying it was cosmetic surgery. FRIKKEN 3 years old ? Go figure. I eventually fought with them, and made them realise that it is impossible to have “cosmetic” surgery on a 3 year old.

There is no way around these okes, and its crazy. We just have to end up paying to ensure our families lives are never put at risk, and we are always covered in the unfortunate case of an accident. Sad but true. Look at discoveries profits in their last financial results, thats even more scary

By: Stii

Stii — Thu, 22 Nov 2007 09:06:10 +0000

Dude, we had that exact same problem. Exact same!

We now cancelled the savings (day-to-day) side of the scheme and are only paying for hospitalization (which was much needed yesterday!).

Instead of paying the medical aid, we’re paying it into a savings account instead. Each time we or the kids go to the doctor, we use that to pay for the visits and the meds. Works grand at the moment. At least everything is getting paid and there are no nasty surprises. It also makes you much more conscious of costs…